Many Public Service Employees Struggle to Pay Bills and Worry About Retirement
NEWS 20230202-ManyPublicServiceEmployees Many Public Service Employees Struggle to Pay Bills and Worry About Retirement New First-of-a-Kind Benchmark Research from MissionSquare Research Institute ... benefit offerings to build financial security for the public service workforce," said Lynne Ford, CEO and President of MissionSquare Retirement. "Traditional benefits like healthcare, pensions and supplemental retirement savings plans lay a strong long-horizon financial foundation for workers. Meanwhile, additional benefits like student loan repayment and childcare assistance can alleviate some
457(b) Plan Roth Contribution Options
457(b) Plan Roth Contributions 457(b) Plan Roth Contribution Options In addition to pre-tax contributions, some 457(b) retirement plans may allow after-tax Roth contributions. Learn more about MissionSquare's 457(b) plan options. Roth contributions give you another tax-advantaged savings option, allowing you to benefit from tax-free withdrawals in retirement. How Roth Contributions Work ... of any distribution will be taxable. Benefits of Roth Contributions In addition to potentially tax-free withdrawals in retirement, Roth contributions allow for: Higher Contribution Limits Than
Media Inquiries
Media Inquiries Media Inquiries MissionSquare Retirement is the only financial services company dedicated to providing supplemental retirement savings plans and other retirement-related products and services exclusively to the public sector. Since, 1972 MissionSquare Retirement has been dedicated to providing supplemental retirement savings plans and other retirement-related products and services exclusively to the public sector. No story on retirement planning would be complete without this important part of the American workforce, and no other financial services company can speak
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Relationship with ICMA
Relationship with ICMA Relationship with ICMA MissionSquare Retirement is a non-profit, independent financial services organization governed by an independent board of directors. MissionSquare Retirement's sole mission is to help public sector employees build retirement security. MissionSquare Retirement is a non-stock, non-profit, independent financial services organization governed by an independent board of directors. MissionSquare Retirement's mission is to help public sector employees build retirement security. The International City/County Management Association (ICMA
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Education
Education Education Learn more about MissionSquare Retirement's retirement education resources. Tips and tools to help you save, invest, retire — visit our Retirement Education Center Save – start, get tax benefits, save more over time, stay on track Invest – learn more at your level, choose your approach Retire – a guide for those nearing and in retirement Realize – how it all ties together. Choose the steps that apply to you Library – videos, calculators, articles, and more How does my retirement account work at MissionSquare Retirement
House Oversight Committee Marks Up Changes to Federal Employee Retirement
NEWS 20250512-HouseOversightCommitteeMarks House Oversight Committee Marks Up Changes to Federal Employee Retirement On April 30, 2025, the U.S. House Oversight and Government Reform Committee advanced a slate of measures related to the GOP's budget reconciliation package. The Committee voted on six proposals that impact the Federal Employee Retirement System (FERS) with no transition period, meaning all current workers — regardless of how close they are to retirement — would likely see a reduction in their pension benefits. If adopted into the final version of the reconciliation
Which IRA is Right for Me? (Roth vs. Traditional)
Which IRA is Right for Me? Which IRA is Right for Me? (Roth vs. Traditional) Explore the differences between a Roth and traditional IRA. Find out which IRA is right for your retirement strategy ... 59½). If you anticipate being in a higher bracket in retirement, you may prefer a Roth IRA. If you think you’ll be in the same or a lower income-tax bracket in the future, a traditional IRA may make more sense. You can open a Roth or traditional IRA with MissionSquare Retirement and make 2025 tax-year contributions until the tax-filing deadline in 2026. Contributions IRA contribution
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MissionSquare Retirement's Frequent Trading Policy
Frequent Trading Policy MissionSquare Retirement's Frequent Trading Policy Mutual funds available within retirement plans are intended for long-term investment purposes. While the vast majority ... of investors. Frequent Trading Hurts Long-term Retirement Investors Mutual funds available within retirement plans are intended for long-term investment purposes. While the vast majority of investors ... in mutual fund shares that is determined to be contrary to the interests of all fund shareholders. MissionSquare Retirement is committed to curbing frequent trading to protect long-term investors
Vendor Relationships
Vendor Relationships Vendor Relationships MissionSquare Retirement partners with MetLife to make annuities available through the Income for Life Annuity Program Income for Life Annuity Program MissionSquare Retirement partners with MetLife to make annuities available through the Income for Life Annuity Program. MetLife compensates MissionSquare Retirement for providing administrative services in support of the program. The fee is 400 basis points (4.0%) of the purchase amount of the annuity. During the one-year period ending June 30, 2023, MissionSquare Retirement received no compensation
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What To Look Out For When Selecting a 403(b) Plan
403(b) Plans What To Look Out For What To Look Out For When Selecting a 403(b) Plan Because 403(b) plans are more lightly regulated compared to other retirement plans, some 403(b) plans are less than ideal Learn what to look out for. In the past, 403(b) plans were more lightly regulated compared to other retirement plans, resulting in some less-than-ideal plans in existence. Learn what to look ... . “Bad” 403(b) plans will offer few investment options, with high fees and may be less responsive to employee needs. 403(b) Retirement Plan Fees: The Case of Teachers You may have read the 2016