Select the number of years over which you will give up the item(s) and invest the resulting savings. View Disclaimer and Assumptions for more information.
Don’t let investment decisions intimidate you! Consider how you approach your MissionSquare Retirement administered retirement plan. Which of these three options fits you best?
1. Build your own portfolio
Choose from a variety of individual funds. Get help through Guided Pathways Fund Advice
Gives you the most control but most complex to manage
Choose ongoing professional management – Guided Pathways Managed Accounts
Opt out at any time
Contact your MissionSquare Retirement representative or Participant Services to help you understand your options.
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Disclaimer and assumptions
Assumptions
Contributions
Savings are assumed to be added as regular, after-tax monthly contributions into a savings account.
Any contribution limits relating to a specific savings account are ignored. The calculator assumes all contributions can be saved without additional tax or fees.
Investment returns
Investment returns are assumed to be consistent for the duration of the savings period.
Items
The costs of the everyday items are estimates and do not necessarily represent the exact cost to you if you were to give up the item, at the specified frequency, as represented in the calculator.
The cost of each everyday item shown in the calculator is assumed to remain the same for the duration of the savings period. The effects of inflation on the cost of the item are ignored meaning the increase in savings is shown in today’s terms.
Investment period
When calculating how much extra you could save, it is assumed your investment period ends at age 65.
